Florida Title Insurance
That Closes on Time.

Florida Title Insurance
Built Around Your Closing

Most Florida title insurance companies operate in a silo, disconnected from your agent and lender. Verified Title is different. Your agent, loan officer, and title team coordinate in real time, so your closing never stalls.

Refer Your Clients.
We Handle the Rest.

Set up your referral account once and refer clients to Florida's most coordinated title insurance company. We handle communication, provide real-time order status, and make sure your clients close on time, every time.

The coordination between the agent, loan officer, and title team was seamless. We closed 3 days ahead of schedule.

I've referred dozens of clients to Verified Title. Real-time updates and zero surprises at the closing table. My clients love it.

Their 1031 exchange handling saved our investor client significant tax liability and the timeline was flawless.

What Florida title insurance actually covers

The policy protects an owner or a lender against financial loss from defects in the recorded chain of title: forged signatures on a past deed, missing probate filings, undisclosed heirs, unsatisfied liens, easements that should have been disclosed, and clerical errors at the county clerk's office. The owner's policy stays in force for as long as you or your heirs hold an interest in the property. The lender's policy stays in force until the mortgage is paid off.

Unlike homeowners insurance, title insurance is a one-time premium paid at closing. There is no monthly bill and no annual renewal. The premium is also set by the state under Florida Statute §627.7841, so every licensed agent charges the same rate on the same policy amount. A $300,000 owner's policy runs about $1,575 in any of the 67 counties.

Who regulates Florida title insurance

Two state bodies set the rules here. The Florida Office of Insurance Regulation promulgates the premium, so the same policy costs the same at every licensed agent in the state. Meanwhile the Department of Financial Services licenses the agents and audits the trust accounts that hold your money. Because both sit behind every file, you can verify any agent's license and the current rate schedule yourself through the Florida Office of Insurance Regulation.

How a Verified Title closing differs

Most title companies run a title search, issue a commitment, and hand the file off to a closer the morning of the signing. We assign a named title coordinator the moment the order opens, audit the file every two days, and keep agents and lenders copied on every milestone. If the search turns up a problem (an unreleased mortgage from 1998, a probate that never got recorded, a survey discrepancy), you hear about it within a business day, not the afternoon before closing.

That cadence is the difference between a Florida closing that lands on the contracted date and one that slips. It is also why agents and lenders who try us once tend to send their next file the same week.

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